Prices vary according to size and media. Oils are not framed, but the price will increase accordingly if the customer wants it framed. Pastels are framed. Shipping, insurance and handling are not included in the price of the art work as these charges will vary according to size of the art work purchased & the shipping destination.Payments accepted are: Money Order, Cashiers Check and Pay Pal ("Buy Now" button on this page). Shipping will be done thru FedEx, UPS or USPS. The art work will be shipped as soon as the funds have cleared.Returns will be accepted only if notified of customers intention to return the art work within 5 days of reciept of the art work. Refunds will be sent when art work is recieved by seller. Shipping & handling charges will not be refunded. Any other quesions feel free to contact me thru my contact page.